20 Beautiful Beach & Pool Coverups For Women Over 50

by Tori Jones
beach outfit women

Sun, sea, and style – no age limit when splashing at the beach or by the pool. Whether lounging on a tropical island or enjoying a serene day by the community pool, the right coverup can transform your waterside look with flair and comfort, especially for those chic women over 50. Today’s post guides you to the best beach and pool coverups that embody elegance, function, and timeless beauty. Dive into a world where the fabric meets finesse, and discover the latest trends, must-have materials, and top style tips that cater to the discerning tastes and needs of women in this fabulous age bracket. Ready to redefine your poolside poise? Let’s make waves together!

Swimsuits & Beyond: The Complete Look

We’ve all had that moment: you’ve snagged the perfect swimsuit (shoutout to that killer Amazon list I shared a while back), but now you’re staring at your wardrobe wondering, “What do I wear over it?” Don’t worry; I’ve been there too. Remember that time in Bali when I thought I could wrap a scarf around me and call it a day? Lesson learned!

The Ultimate Coverup Collection

Diving into the world of coverups, I’ve done some serious research for all my lovely women over 50. From the flowy elegance of kimonos, the effortless wrap-around style of sarongs, the simple sophistication of tunics, to the classic charm of button-downs, there’s something for everyone. My personal favorite? The tunic. It reminds me of my trip to the Amalfi Coast, sipping on limoncello, all while feeling stylish and comfortable.

So, whether you’re beach-bound, poolside planning, or simply daydreaming of sunnier days, I’ve got you covered – literally! Dive in and discover your next favorite piece. Happy sunbathing!

Stripe It Right: Coolibar’s Coverup Dress

Coolibar UPF 50+ Women's Catalina Beach Cover-Up Dress

Remember those times when I’d remind you all about sun safety? Coolibar’s striped dress doesn’t just scream style but also comes with UPF 50, shielding you from those sun rays while looking effortlessly chic.

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The Versatile Vibe: Isla Wrap Dress Coverup

Isla Wrap Dress Coverup

One outfit, multiple ways! Be it a tie-waist skirt, halter, or strapless dress – this piece has got your back. And it’s not just about style; it’s UPF 50 too!

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Tropical Tunes: The Tunic Coverup

Tunic Coverup

Bringing the vibrant vibes of ‘Hot Coral/Isla Del Sol,’ this tropical tunic is your beach companion that promises all eyes on you!

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Blue Hues: Tiered Tunic Coverup

Geometric Print Tiered Cotton Cover-Up Dress

Blue like the ocean waves, this tiered tunic doesn’t just stop at the beach. Don it as a playful dress and let the compliments flood in.

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Elegance in Layers: The Beach Kimono

Moss Rose Women Summer Bikini Kimono Bathing Suit Cover Ups for Swimwear

Kimonos are like the Swiss knives of fashion: coverup for the beach or an overlay for your casual wear, it’s all in a day’s look.

Timeless Classic: Tommy Bahama Button-Down Tunic

Chambray Stripe Long Sleeve Cover-Up Boyfriend Shirt

With a hint of peplum to add that touch of femininity, this button-down tunic ensures you’re not just another face in the crowd.

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Swirl in a Sarong: Beach Skirt Coverup

Beach Sarong Skirt Coverup

There’s something about wrapping a sarong over a swimsuit. It feels like a gentle embrace while adding that oomph factor as you stroll on the beach.

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Shoulder Show-Off: La Blanca Mini Dress

LA BLANCA Mystic Off the Shoulder Cover-Up Minidress

Shoulders out and confidence high! This mini dress works wonders as a coverup or stands out on its own paired with some classy footwear.

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Lacy Days: Midi Crochet Caftan

Time and Tru Women's Midi Crochet Caftan Cover Up

Light, breezy, and oh-so-stylish! At under $20, this crochet caftan is a steal, making your vibrant swimsuits pop underneath.

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Statement Maker: Kaftan Maxi Dress

Kaftan Maxi Dress

For those fearless in making a statement, this maxi dress is a canvas of colors and designs.

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Detailed to Perfection: Embroidered Coverup Dress

TOMMY BAHAMA Embroidered Long Sleeve Cotton Cover-Up Dress

Tommy Bahama does it again with this embroidered beauty. Imagine a relaxed poolside brunch with this thrown over your swimwear. Divine!

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Flowy & Flirty: Crochet Maxi Dress

Wander Agio Beach Tops Sexy Floral Cover Dresses Bikini Cover-ups Net Long Skirt

Last but not least, a maxi dress that’s playful and modest, all in one. The crochet details? Just the cherry on top!

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Are There Any Specific Materials That Are Recommended for Coverups?

The materials chosen for beach and pool coverups are crucial because they need to be comfortable, breathable, and dry quickly, given the wet and humid environments in which they are worn. Here are some of the recommended materials for coverups:

  1. Cotton: Lightweight, breathable, and soft on the skin, cotton is a favorite for coverups. Cotton voile and cotton gauze, mainly, are famous for their sheer and airy properties.
  2. Linen: Renowned for its natural, breathable properties, linen is ideal for hot climates. It dries faster than cotton and has a distinctive, sophisticated texture that looks effortlessly stylish.
  3. Modal: Derived from beech tree pulp, modal is about 50% more absorbent than cotton. It’s silky, drapes well, and resists shrinking, making it perfect for beachwear.
  4. Chiffon: This lightweight, sheer material adds an elegant touch to coverups. It’s breezy, dries quickly, and is often used for more dressy or detailed designs.
  5. Rayon: Often used for its silk-like feel, rayon is absorbent, soft, and comfortable. However, it can be less durable when consistently exposed to sun and saltwater, so it might be best for occasional beach or pool outings.
  6. Polyester blends: While 100% polyester might not be as breathable as natural fabrics when combined with other materials like cotton or rayon, it can offer durability, quick-drying properties, and wrinkle resistance.
  7. Mesh and Lace: These materials are often used for their decorative, see-through qualities. While they provide less UV protection, they’re airy and dry quickly.
  8. Jersey: This stretchy, breathable fabric is often used in sportier coverup designs. It drapes well and is comfortable against the skin.
  9. Bamboo: As an eco-friendly option, bamboo fabric is soft, breathable, and boasts natural UV protective properties. It’s also antibacterial, which can be a boon in humid beach environments.
  10. UPF fabrics: Some modern coverups are made explicitly with UPF (Ultraviolet Protection Factor) materials. These fabrics are woven tightly to block UV rays and are treated with UV-inhibiting ingredients.

When choosing a coverup material, consider the environment you’ll be in (salty beach, chlorinated pool, intense sun) and your preferences for care (some materials require more delicate washing). Ultimately, the best material feels comfortable, suits your style, and meets your needs in terms of protection and durability.

What Are Some Tips for Transitioning Coverups From Beachwear to Nighttime

  1. Layer Smartly: Throw on a camisole, tank top, or bralette under a sheer or lace coverup. Pair with jeans or leggings for a more polished look.
  2. Accessorize: Elevate your outfit with statement necklaces, earrings, belts, or a stylish hat. This instantly adds sophistication to your beach attire.
  3. Footwear Matters: Swap out those flip-flops for a pair of stylish sandals, espadrilles, or ankle boots, depending on the vibe you’re going for.
  4. Bottoms Up: If your coverup is a longer tunic style, pair it with tailored shorts or capris. If it’s shorter, use it as a top with jeans or a skirt.
  5. Belt It: Define your waist by adding a belt to your coverup. This adds shape and makes the outfit look more intentional for nighttime.
  6. Denim Jacket: For a casual evening look, wear a denim jacket over your coverup.
  7. Go Monochrome: Use your coverup as the base color and build around it. For example, a white coverup can be paired with white jeans or trousers for a chic, monochromatic look.
  8. Bags Make a Difference: Instead of a beach tote, opt for a structured handbag, sling bag, or backpack. It’s an instant game-changer in making your outfit more street-appropriate.
  9. Mind the Length: If your coverup is longer, like a maxi dress, you’re in luck! These easily transition with the right accessories. Just ensure it isn’t too transparent for nighttime.
  10. Layer with a Vest: Whether it’s a denim vest, a tailored vest, or a boho-inspired one, layering over your coverup can add depth and interest to your outfit.
  11. Mix and Match Textures: Pair the lightweight, flowy texture of the coverup with something contrasting, like leather leggings or a structured blazer.
  12. Opt for Versatile Pieces: When shopping, look for coverups that are versatile by design. Modern coverups are made with transitioning in mind, offering thicker materials and techniques that resemble everyday wear.

Remember, confidence is key. Wear your transitioned outfit with the confidence you’d wear any other outfit, and you’re sure to turn heads on the beach and the streets!


Hello, fashion enthusiasts! In the vibrant realm of beach and pool coverups, there are many styles to embrace, each offering flair and statement. While finding a coverup that resonates with your style is essential, always prioritize comfort and protection. Remember, the sun can be a tricky friend, so opting for pieces with UPF can be a game-changer for skin health. Also, versatility is key! Many coverups can transition from beachwear to streetwear with a few simple tweaks. So, as you dive into beach fashion, stay informed, prioritize your well-being, and, most importantly, let your confidence shine through. Here’s to making waves with impeccable style and informed choices!

Feature image by Monica Moro on Unsplash

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